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Helping people gain skills in money management and building assets is one of the ways Solid Ground works to prevent homelessness and hunger, and achieve freedom from poverty. Financial Skills Education helps families avoid debt and build financial stability through savings to support reaching their own goals.
TAKE CONTROL OF YOUR MONEY is a 2-part money management course to help families stretch their resources, maintain good credit, and build savings to cope with emergencies. Topics include:
PART I
- Identifying and Increasing Net Income;
- Budgeting - Tracking Fixed and Variable Expenses;
- Controlling Variable Expenses;
- Cash Flow - Paying Bills on Time;
- Managing Paperwork; and
- Savings and Planning for the Future.
PART II
- Understanding Consumer Credit;
- Credit Files - How to Access it and What it Means;
- Credit Scoring;
- Credit Repair;
- Dealing with Collection Agencies and Past Due Bills; and
- Predatory Lending - Comparing the Cost of Credit.
Take Control of Your Money 2008 class schedule:
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Saturdays, February 2nd and 9th, 10am - 1pm;
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Mondays, March 3rd and 10th, 6 - 9pm;
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Saturdays, April 5th and 12th, 10am - 1pm;
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Wednesdays, April 30th and May 7th, 6 - 9pm;
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Saturdays, June 7th and 14th, 10am - 1pm;
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Mondays, July 7th and 14th, 6 - 9pm;
- Saturdays, October 4th and 11th, 10am - 1pm; and
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Mondays, November 3rd and 10th, 6 - 9pm.
Class is held in the first floor conference room of
Solid Ground
1501 N. 45th St.
Seattle, WA 98103
CLASS SIZE IS LIMITED so register early for this free course by calling Kellie Port at 206.694.6864 or e-mail her and include which class you are interested in, your name, phone number, and address. Childcare may be available upon request. If you will need childcare while you attend class, please also state the ages of your children.
FREE Homebuyer Classes
Especially designed for low-income homebuyers, these classes will include topics like:
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Finding the Right Home;
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Getting Approved for a Mortgage;
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Down Payment Assistance Programs & Resources; and
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Avoiding Mortgage "Scams".
Classes will be held a the Solid Ground Headquarters building located at 1501 N. 45th Street, Seattle, WA 98103.
Dates and Times are:
- Saturdays, February 16th and 23rd, 10am - 3pm;
- Mondays, October 6th, 13th and 20th, 6 - 9pm.
Limited child care available. For more information or to reserve a place in one of the classes, call Cynthia at 206.694.6848 or e-mail her.
Saving Smart, Spending Smart classes are taught at non-profit community centers for low-income individuals throughout King County as part of the Share Our Strength/Operation Frontline partnership with Solid Ground. Because these classes are taught on-location at social service program sites, not all classes are open to the public.
If you are interested in hosting a class series or are interested in volunteering to teach or assist at a class, call Claire Leamy at 206.694.6750, or e-mail her.
It pays to dream. An Individual Development Account (IDA) is a matched savings account in collaboration with the United Way of King County. Whether you wish to own your own home, pursue an education, or start your own business, discover a financial tool to help you meet your goal faster. For every dollar you save in your IDA, United Way of King County will match it with three more dollars.
Find out more by calling Cynthia Sampson at 206.694.6848 or e-mail her or visit the United Way of King County's website.
You can also learn more about IDAs at the Washington CASH web site, a microenterprise development organization that provides low income women, people with disabilities and other underserved individuals access to capital and business development training.
Do I qualify for an IDA?
Income Eligibility: Basis: EITC or 200% FPL
|
No. of Household Members
1
2 (no children)
2 (1 child)
3 (0 or 1 child)
3 (2 children)
4
5
6
7
8 |
Max. Annual Gross Income
$20,420
$27,380
$32,001
$34,340
$36,348
$41,400
$48,260
$55,220
$62,180
$69,140 |
For each additional person, add $6,960.
You must also meet the following requirements:
1. You are at least 18 years old;
2. You live in King County;
3. At least one source of household income is from employment;
4. Your household's net worth is less than $10,000; and
5. Not have another IDA in the household.
Net worth is the total market value of all assets owned by members of the household excluding the primary dwelling unit and one motor vehicle, minus the obligations and debts of any member of the household.
Phone: 206.694.6775 or 206.694-6848
Email: kelliep@solid-ground.org or cynthias@solid-ground.org
FAX: 206.694.6777
Address: FSE
Solid Ground
1501 North 45th Street
Seattle, WA 98103-6708