Representatives of four banks are expected to join a dozen nonprofit, HUD-certified housing counselors at Mortgage Help Day this coming Saturday, October 2, to help homeowners facing foreclosure to understand their options and make good decisions.

If you are worried about making your next house payment, please come.

If you are currently delinquent on your mortgage, please come.

If you have received a foreclosure notice, please come.

We are expecting representatives from Chase, Bank of America, Wells Fargo and PNC. If your mortgage is with one of those lenders and you are facing a rate adjustment or other factors that are making it difficult to make your payments, please bring your loan documents and other important papers to ensure that you can make the most of this opportunity. Counselors from Solid Ground and other HUD-certified housing counseling organizations will also be available to help.

Organizers from the Statewide Poverty Action Network and other partner agencies suggest that you bring along:

• Photo ID
• Social Security Card
• Last 2 years’ W-2 and tax returns
• Last 2 months’ pay stubs
• Last 2 months’ bank statements
• All mortgage documents, including closing documents and statements
• AND if you have them: layoff notice from employer and/or medical letter from doctor.

Mortgage Help Day is from 10am – 4pm on October 2 at South Seattle Community College’s Brockey Conference Center (6000 16th Ave SW). You can get there on Metro bus lines 125 & 128. Free childcare and translation services can be provided, but please call to arrange them in advance: 206.694.6794.

For more information go to www.povertyaction.org.